The single-intake, three-product funding desk for your med-spa.
One form, one submission, three funding paths. Equipment financing, MCA, and SBA 504, underwritten against the specific economics of an aesthetic practice — not a generic small-business scorecard.
- 01Equipment financing
A new laser, RF platform, or body-contouring device — when the asset itself is the deal, priced against its useful life.
- 02MCA · working capital
Pre-fund Q1 membership packages, consumable inventory, or a 60-day gap between inflows and outflows.
- 03SBA 504 · leasehold
Build-out dollars — plumbing for the laser water loop, dedicated electrical, consultation suite, storefront.
Cynosure & Sciton carry a 5–9 year useful life — our equipment lenders price that depreciation instead of a generic scorecard.
Ticket underwritten against the device, not the swap-the-funnel credit pull.
Q1 is your membership peak — we pre-fund packages around the tax-day swing, not after the cash hits.
Working capital rides the seasonality of membership rebooks and package paydowns.
August is your trough — the desk models that seasonality into MCA factor pricing so the daily remit does not bite the slow month.
Remit cadence is sized against the calendar the practice actually runs.
Open intake
One short form. Three coordinated tickets.
Tell us the clinic, the modality, and which path you need the desk to start on. We respond inside one business day with a routing read and a funded-path estimate.
Common questions
Read the objections before you send an intake.
The full FAQ lives at its own route now — the five objections med-spa owners raise when outreach leads click through, grouped by the three products the desk brokers, with plain-language answers and a one-click handoff to intake.